SBMP by Patrick A Neely LLC

Find the right home within every buyer's budget

Home Sifter is a search engine built for real estate agents. Match clients to MLS listings using smart financial calculations, commute filters, and pre-approval workflows — all in one place.

  • FHA · FNMA · VA · USDA Financing calculations
  • MLS Listings Bright MLS integration
  • Real-time Live search progress

Everything agents need to close faster

From MLS data to monthly payment math, Home Sifter handles the heavy lifting so you can focus on your clients.

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SBMP Calculations

Filter listings by FHA, FNMA, VA, and USDA financing. Factor in down payment, credit score, HOA fees, property taxes, and loan limits by county.

📍

Design & Location

Buyers define their ideal home design and preferred locations. Results are matched to property type, bedrooms, amenities, and neighborhood criteria.

🚗

Commute Search

Filter homes by travel time to work, school, or any destination using integrated mapping and route services.

📋

Pre-Approval Workflow

Loan officers and agents collaborate on pre-approval data that drives accurate, personalized listing results for each buyer.

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Client Management

Track clients, favorites, screening reports, and automatic offers from a single dashboard built for busy agents.

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Communication Tools

Invite buyers via email or SMS, send quick replies, and keep everyone informed with real-time search status updates.

How it works

A streamlined flow from buyer preferences to qualified listings.

  1. 1

    Invite your client

    Send an invitation so buyers can set their home design preferences, budget, and location criteria.

  2. 2

    Run SBMP calculations

    The formula engine processes MLS listings against financing rules, monthly payment limits, and buyer qualifications.

  3. 3

    Review matched results

    Explore filtered listings on a map, save favorites, and share the best matches with your client.

  4. 4

    Move toward closing

    Track pre-approval status, screening reports, and automatic offers — all tied to each client record.

Built for every role in the transaction

Real Estate Agents

Manage clients, run searches, and deliver budget-qualified listings that build trust from the first showing.

Loan Officers

Configure pre-approval parameters that power accurate SBMP results for purchase and lease scenarios.

Home Buyers

Search homes within your monthly budget and savings. Define what matters — we'll find properties that fit.

Ready to sift smarter?

Join agents using Home Sifter to match buyers with homes they can actually afford.

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